LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,238
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,894
−HK$1,682/mo
Today · 4.125%
HK$56,576
baseline
▲ 0.50% · 4.625%
HK$60,019
+HK$3,443/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,152/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,227
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,815
−HK$1,611/mo
Today · 4.125%
HK$62,426
baseline
▲ 0.50% · 4.625%
HK$65,717
+HK$3,291/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,852/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,885
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,873
−HK$2,019/mo
Today · 4.125%
HK$67,892
baseline
▲ 0.50% · 4.625%
HK$72,023
+HK$4,131/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,784/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,072
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,978
−HK$1,934/mo
Today · 4.125%
HK$74,912
baseline
▲ 0.50% · 4.625%
HK$78,860
+HK$3,948/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,824/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,533
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,851
−HK$2,356/mo
Today · 4.125%
HK$79,207
baseline
▲ 0.50% · 4.625%
HK$84,027
+HK$4,820/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,414/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,917
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$85,141
−HK$2,256/mo
Today · 4.125%
HK$87,397
baseline
▲ 0.50% · 4.625%
HK$92,004
+HK$4,607/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,794/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,828
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,809
−HK$3,029/mo
Today · 4.125%
HK$101,838
baseline
▲ 0.50% · 4.625%
HK$108,034
+HK$6,196/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,676/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,608
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,467
−HK$2,901/mo
Today · 4.125%
HK$112,368
baseline
▲ 0.50% · 4.625%
HK$118,291
+HK$5,923/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,736/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,262 · Scale 2, in force from 26 Feb 2026)