LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,238
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,894
−HK$1,683/mo
Today · 4.125%
HK$56,577
baseline
▲ 0.50% · 4.625%
HK$60,019
+HK$3,442/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,154/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,227
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,815
−HK$1,612/mo
Today · 4.125%
HK$62,427
baseline
▲ 0.50% · 4.625%
HK$65,717
+HK$3,290/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,854/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,886
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,873
−HK$2,019/mo
Today · 4.125%
HK$67,892
baseline
▲ 0.50% · 4.625%
HK$72,023
+HK$4,131/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,784/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,072
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,978
−HK$1,934/mo
Today · 4.125%
HK$74,912
baseline
▲ 0.50% · 4.625%
HK$78,861
+HK$3,949/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,824/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,533
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,852
−HK$2,355/mo
Today · 4.125%
HK$79,207
baseline
▲ 0.50% · 4.625%
HK$84,027
+HK$4,820/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,414/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,918
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,142
−HK$2,255/mo
Today · 4.125%
HK$87,397
baseline
▲ 0.50% · 4.625%
HK$92,004
+HK$4,607/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,794/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,829
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$98,810
−HK$3,028/mo
Today · 4.125%
HK$101,838
baseline
▲ 0.50% · 4.625%
HK$108,035
+HK$6,197/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,676/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,608
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,468
−HK$2,900/mo
Today · 4.125%
HK$112,368
baseline
▲ 0.50% · 4.625%
HK$118,291
+HK$5,923/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,736/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,267 · Scale 2, in force from 26 Feb 2026)