LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,240
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,896
−HK$1,683/mo
Today · 4.125%
HK$56,579
baseline
▲ 0.50% · 4.625%
HK$60,022
+HK$3,443/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,158/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,229
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,818
−HK$1,611/mo
Today · 4.125%
HK$62,429
baseline
▲ 0.50% · 4.625%
HK$65,720
+HK$3,291/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,858/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,888
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,876
−HK$2,019/mo
Today · 4.125%
HK$67,895
baseline
▲ 0.50% · 4.625%
HK$72,026
+HK$4,131/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,790/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,075
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,981
−HK$1,934/mo
Today · 4.125%
HK$74,915
baseline
▲ 0.50% · 4.625%
HK$78,864
+HK$3,949/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,830/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,536
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,855
−HK$2,355/mo
Today · 4.125%
HK$79,210
baseline
▲ 0.50% · 4.625%
HK$84,030
+HK$4,820/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,420/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,921
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$85,145
−HK$2,256/mo
Today · 4.125%
HK$87,401
baseline
▲ 0.50% · 4.625%
HK$92,008
+HK$4,607/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,802/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,832
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,813
−HK$3,029/mo
Today · 4.125%
HK$101,842
baseline
▲ 0.50% · 4.625%
HK$108,039
+HK$6,197/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,684/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,613
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,472
−HK$2,901/mo
Today · 4.125%
HK$112,373
baseline
▲ 0.50% · 4.625%
HK$118,296
+HK$5,923/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,746/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,306 · Scale 2, in force from 26 Feb 2026)