LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,241
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,897
−HK$1,682/mo
Today · 4.125%
HK$56,579
baseline
▲ 0.50% · 4.625%
HK$60,022
+HK$3,443/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,158/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,230
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,818
−HK$1,612/mo
Today · 4.125%
HK$62,430
baseline
▲ 0.50% · 4.625%
HK$65,720
+HK$3,290/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,860/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,889
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,876
−HK$2,019/mo
Today · 4.125%
HK$67,895
baseline
▲ 0.50% · 4.625%
HK$72,026
+HK$4,131/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,790/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,075
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,982
−HK$1,933/mo
Today · 4.125%
HK$74,915
baseline
▲ 0.50% · 4.625%
HK$78,864
+HK$3,949/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,830/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,537
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,855
−HK$2,356/mo
Today · 4.125%
HK$79,211
baseline
▲ 0.50% · 4.625%
HK$84,031
+HK$4,820/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,422/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,921
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$85,145
−HK$2,256/mo
Today · 4.125%
HK$87,401
baseline
▲ 0.50% · 4.625%
HK$92,008
+HK$4,607/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,802/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,833
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,814
−HK$3,029/mo
Today · 4.125%
HK$101,843
baseline
▲ 0.50% · 4.625%
HK$108,039
+HK$6,196/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,686/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,613
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,473
−HK$2,900/mo
Today · 4.125%
HK$112,373
baseline
▲ 0.50% · 4.625%
HK$118,297
+HK$5,924/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,746/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,311 · Scale 2, in force from 26 Feb 2026)