LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,241
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,897
−HK$1,683/mo
Today · 4.125%
HK$56,580
baseline
▲ 0.50% · 4.625%
HK$60,023
+HK$3,443/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$113,160/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,230
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,819
−HK$1,611/mo
Today · 4.125%
HK$62,430
baseline
▲ 0.50% · 4.625%
HK$65,721
+HK$3,291/mo
Deposit HK$11.67M · loan HK$11.67M · min. income ≈ HK$124,860/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,889
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,877
−HK$2,019/mo
Today · 4.125%
HK$67,896
baseline
▲ 0.50% · 4.625%
HK$72,027
+HK$4,131/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,792/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,076
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,982
−HK$1,934/mo
Today · 4.125%
HK$74,916
baseline
▲ 0.50% · 4.625%
HK$78,865
+HK$3,949/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,832/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,538
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,856
−HK$2,356/mo
Today · 4.125%
HK$79,212
baseline
▲ 0.50% · 4.625%
HK$84,032
+HK$4,820/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$158,424/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,922
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$85,146
−HK$2,256/mo
Today · 4.125%
HK$87,402
baseline
▲ 0.50% · 4.625%
HK$92,009
+HK$4,607/mo
Deposit HK$7.00M · loan HK$16.34M · min. income ≈ HK$174,804/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,834
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,815
−HK$3,029/mo
Today · 4.125%
HK$101,844
baseline
▲ 0.50% · 4.625%
HK$108,041
+HK$6,197/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$203,688/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,614
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,474
−HK$2,900/mo
Today · 4.125%
HK$112,374
baseline
▲ 0.50% · 4.625%
HK$118,298
+HK$5,924/mo
Deposit HK$2.33M · loan HK$21.01M · min. income ≈ HK$224,748/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,322 · Scale 2, in force from 26 Feb 2026)