LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,244
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,900
−HK$1,683/mo
Today · 4.125%
HK$56,583
baseline
▲ 0.50% · 4.625%
HK$60,026
+HK$3,443/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,166/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,234
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,822
−HK$1,612/mo
Today · 4.125%
HK$62,434
baseline
▲ 0.50% · 4.625%
HK$65,725
+HK$3,291/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,868/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,893
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,881
−HK$2,019/mo
Today · 4.125%
HK$67,900
baseline
▲ 0.50% · 4.625%
HK$72,031
+HK$4,131/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,800/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,080
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$72,987
−HK$1,934/mo
Today · 4.125%
HK$74,921
baseline
▲ 0.50% · 4.625%
HK$78,870
+HK$3,949/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,842/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,542
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,861
−HK$2,355/mo
Today · 4.125%
HK$79,216
baseline
▲ 0.50% · 4.625%
HK$84,037
+HK$4,821/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,432/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,927
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$85,151
−HK$2,256/mo
Today · 4.125%
HK$87,407
baseline
▲ 0.50% · 4.625%
HK$92,015
+HK$4,608/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,814/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,840
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$98,821
−HK$3,029/mo
Today · 4.125%
HK$101,850
baseline
▲ 0.50% · 4.625%
HK$108,047
+HK$6,197/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$203,700/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,621
−HK$5,760/mo
▼ 0.25% · 3.875%
HK$109,480
−HK$2,901/mo
Today · 4.125%
HK$112,381
baseline
▲ 0.50% · 4.625%
HK$118,305
+HK$5,924/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$224,762/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,380 · Scale 2, in force from 26 Feb 2026)