LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,249
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,905
−HK$1,683/mo
Today · 4.125%
HK$56,588
baseline
▲ 0.50% · 4.625%
HK$60,031
+HK$3,443/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,176/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,239
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,828
−HK$1,611/mo
Today · 4.125%
HK$62,439
baseline
▲ 0.50% · 4.625%
HK$65,731
+HK$3,292/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,878/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,899
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,886
−HK$2,020/mo
Today · 4.125%
HK$67,906
baseline
▲ 0.50% · 4.625%
HK$72,038
+HK$4,132/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,812/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,087
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,993
−HK$1,934/mo
Today · 4.125%
HK$74,927
baseline
▲ 0.50% · 4.625%
HK$78,877
+HK$3,950/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,854/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,549
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,867
−HK$2,356/mo
Today · 4.125%
HK$79,223
baseline
▲ 0.50% · 4.625%
HK$84,044
+HK$4,821/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,446/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,935
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$85,159
−HK$2,256/mo
Today · 4.125%
HK$87,415
baseline
▲ 0.50% · 4.625%
HK$92,023
+HK$4,608/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,830/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,848
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$98,830
−HK$3,029/mo
Today · 4.125%
HK$101,859
baseline
▲ 0.50% · 4.625%
HK$108,057
+HK$6,198/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$203,718/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,630
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$109,490
−HK$2,901/mo
Today · 4.125%
HK$112,391
baseline
▲ 0.50% · 4.625%
HK$118,315
+HK$5,924/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$224,782/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,468 · Scale 2, in force from 26 Feb 2026)