LTV · monthly repayment
▼ 0.50% · 3.625%
HK$532,541
−HK$33,395/mo
▼ 0.25% · 3.875%
HK$549,106
−HK$16,830/mo
Today · 4.125%
HK$565,936
baseline
▲ 0.50% · 4.625%
HK$600,372
+HK$34,436/mo
Deposit HK$116.77M · loan HK$116.77M · min. income ≈ HK$1,131,872/mo (50% DSR)
Upfront cash ≈ HK$131.95M (deposit + AVD stamp duty HK$15,180,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$592,446
−HK$32,008/mo
▼ 0.25% · 3.875%
HK$608,335
−HK$16,119/mo
Today · 4.125%
HK$624,454
baseline
▲ 0.50% · 4.625%
HK$657,370
+HK$32,916/mo
Deposit HK$116.77M · loan HK$116.77M · min. income ≈ HK$1,248,908/mo (50% DSR)
Upfront cash ≈ HK$131.95M (deposit + AVD stamp duty HK$15,180,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$639,049
−HK$40,074/mo
▼ 0.25% · 3.875%
HK$658,927
−HK$20,196/mo
Today · 4.125%
HK$679,123
baseline
▲ 0.50% · 4.625%
HK$720,446
+HK$41,323/mo
Deposit HK$93.42M · loan HK$140.13M · min. income ≈ HK$1,358,246/mo (50% DSR)
Upfront cash ≈ HK$108.60M (deposit + AVD stamp duty HK$15,180,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$710,935
−HK$38,410/mo
▼ 0.25% · 3.875%
HK$730,002
−HK$19,343/mo
Today · 4.125%
HK$749,345
baseline
▲ 0.50% · 4.625%
HK$788,844
+HK$39,499/mo
Deposit HK$93.42M · loan HK$140.13M · min. income ≈ HK$1,498,690/mo (50% DSR)
Upfront cash ≈ HK$108.60M (deposit + AVD stamp duty HK$15,180,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$745,557
−HK$46,753/mo
▼ 0.25% · 3.875%
HK$768,748
−HK$23,562/mo
Today · 4.125%
HK$792,310
baseline
▲ 0.50% · 4.625%
HK$840,520
+HK$48,210/mo
Deposit HK$70.06M · loan HK$163.48M · min. income ≈ HK$1,584,620/mo (50% DSR)
Upfront cash ≈ HK$85.24M (deposit + AVD stamp duty HK$15,180,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$829,425
−HK$44,811/mo
▼ 0.25% · 3.875%
HK$851,669
−HK$22,567/mo
Today · 4.125%
HK$874,236
baseline
▲ 0.50% · 4.625%
HK$920,318
+HK$46,082/mo
Deposit HK$70.06M · loan HK$163.48M · min. income ≈ HK$1,748,472/mo (50% DSR)
Upfront cash ≈ HK$85.24M (deposit + AVD stamp duty HK$15,180,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$958,573
−HK$60,111/mo
▼ 0.25% · 3.875%
HK$988,390
−HK$30,294/mo
Today · 4.125%
HK$1,018,684
baseline
▲ 0.50% · 4.625%
HK$1,080,669
+HK$61,985/mo
Deposit HK$23.35M · loan HK$210.19M · min. income ≈ HK$2,037,368/mo (50% DSR)
Upfront cash ≈ HK$38.53M (deposit + AVD stamp duty HK$15,180,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,066,403
−HK$57,615/mo
▼ 0.25% · 3.875%
HK$1,095,004
−HK$29,014/mo
Today · 4.125%
HK$1,124,018
baseline
▲ 0.50% · 4.625%
HK$1,183,266
+HK$59,248/mo
Deposit HK$23.35M · loan HK$210.19M · min. income ≈ HK$2,248,036/mo (50% DSR)
Upfront cash ≈ HK$38.53M (deposit + AVD stamp duty HK$15,180,374 · Scale 2, in force from 26 Feb 2026)