LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,254
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,911
−HK$1,683/mo
Today · 4.125%
HK$56,594
baseline
▲ 0.50% · 4.625%
HK$60,037
+HK$3,443/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,188/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,245
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,834
−HK$1,612/mo
Today · 4.125%
HK$62,446
baseline
▲ 0.50% · 4.625%
HK$65,737
+HK$3,291/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,892/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,905
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,893
−HK$2,020/mo
Today · 4.125%
HK$67,913
baseline
▲ 0.50% · 4.625%
HK$72,045
+HK$4,132/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,826/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,094
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,001
−HK$1,934/mo
Today · 4.125%
HK$74,935
baseline
▲ 0.50% · 4.625%
HK$78,885
+HK$3,950/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,870/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,556
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$76,875
−HK$2,356/mo
Today · 4.125%
HK$79,231
baseline
▲ 0.50% · 4.625%
HK$84,052
+HK$4,821/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,462/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,943
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$85,167
−HK$2,257/mo
Today · 4.125%
HK$87,424
baseline
▲ 0.50% · 4.625%
HK$92,032
+HK$4,608/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,848/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,858
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$98,840
−HK$3,029/mo
Today · 4.125%
HK$101,869
baseline
▲ 0.50% · 4.625%
HK$108,067
+HK$6,198/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$203,738/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,641
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$109,501
−HK$2,901/mo
Today · 4.125%
HK$112,402
baseline
▲ 0.50% · 4.625%
HK$118,327
+HK$5,925/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$224,804/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,569 · Scale 2, in force from 26 Feb 2026)