LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,255
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,912
−HK$1,683/mo
Today · 4.125%
HK$56,595
baseline
▲ 0.50% · 4.625%
HK$60,039
+HK$3,444/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,190/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,246
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,835
−HK$1,612/mo
Today · 4.125%
HK$62,447
baseline
▲ 0.50% · 4.625%
HK$65,739
+HK$3,292/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,894/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,907
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,894
−HK$2,020/mo
Today · 4.125%
HK$67,914
baseline
▲ 0.50% · 4.625%
HK$72,047
+HK$4,133/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,828/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,095
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,002
−HK$1,935/mo
Today · 4.125%
HK$74,937
baseline
▲ 0.50% · 4.625%
HK$78,887
+HK$3,950/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,874/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,558
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$76,877
−HK$2,356/mo
Today · 4.125%
HK$79,233
baseline
▲ 0.50% · 4.625%
HK$84,054
+HK$4,821/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,466/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,945
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$85,169
−HK$2,257/mo
Today · 4.125%
HK$87,426
baseline
▲ 0.50% · 4.625%
HK$92,034
+HK$4,608/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,852/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,860
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$98,842
−HK$3,029/mo
Today · 4.125%
HK$101,871
baseline
▲ 0.50% · 4.625%
HK$108,070
+HK$6,199/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$203,742/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,643
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$109,503
−HK$2,902/mo
Today · 4.125%
HK$112,405
baseline
▲ 0.50% · 4.625%
HK$118,330
+HK$5,925/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$224,810/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,590 · Scale 2, in force from 26 Feb 2026)