LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,256
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,913
−HK$1,683/mo
Today · 4.125%
HK$56,596
baseline
▲ 0.50% · 4.625%
HK$60,040
+HK$3,444/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,192/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,247
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,836
−HK$1,612/mo
Today · 4.125%
HK$62,448
baseline
▲ 0.50% · 4.625%
HK$65,740
+HK$3,292/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,896/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,907
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,895
−HK$2,020/mo
Today · 4.125%
HK$67,915
baseline
▲ 0.50% · 4.625%
HK$72,048
+HK$4,133/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,830/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,096
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,003
−HK$1,935/mo
Today · 4.125%
HK$74,938
baseline
▲ 0.50% · 4.625%
HK$78,888
+HK$3,950/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,876/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,559
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$76,878
−HK$2,356/mo
Today · 4.125%
HK$79,234
baseline
▲ 0.50% · 4.625%
HK$84,055
+HK$4,821/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,468/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,946
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$85,170
−HK$2,257/mo
Today · 4.125%
HK$87,427
baseline
▲ 0.50% · 4.625%
HK$92,036
+HK$4,609/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,854/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,861
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$98,843
−HK$3,030/mo
Today · 4.125%
HK$101,873
baseline
▲ 0.50% · 4.625%
HK$108,071
+HK$6,198/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$203,746/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,645
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$109,505
−HK$2,901/mo
Today · 4.125%
HK$112,406
baseline
▲ 0.50% · 4.625%
HK$118,331
+HK$5,925/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$224,812/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,604 · Scale 2, in force from 26 Feb 2026)