LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,257
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,914
−HK$1,683/mo
Today · 4.125%
HK$56,597
baseline
▲ 0.50% · 4.625%
HK$60,041
+HK$3,444/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,194/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,248
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,837
−HK$1,612/mo
Today · 4.125%
HK$62,449
baseline
▲ 0.50% · 4.625%
HK$65,741
+HK$3,292/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,898/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,909
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,897
−HK$2,020/mo
Today · 4.125%
HK$67,917
baseline
▲ 0.50% · 4.625%
HK$72,049
+HK$4,132/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,834/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,098
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,005
−HK$1,934/mo
Today · 4.125%
HK$74,939
baseline
▲ 0.50% · 4.625%
HK$78,889
+HK$3,950/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,878/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$992,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,560
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,880
−HK$2,356/mo
Today · 4.125%
HK$79,236
baseline
▲ 0.50% · 4.625%
HK$84,057
+HK$4,821/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,472/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,948
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$85,172
−HK$2,257/mo
Today · 4.125%
HK$87,429
baseline
▲ 0.50% · 4.625%
HK$92,038
+HK$4,609/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,858/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,863
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$98,845
−HK$3,030/mo
Today · 4.125%
HK$101,875
baseline
▲ 0.50% · 4.625%
HK$108,074
+HK$6,199/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$203,750/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,647
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$109,507
−HK$2,902/mo
Today · 4.125%
HK$112,409
baseline
▲ 0.50% · 4.625%
HK$118,334
+HK$5,925/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$224,818/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,627 · Scale 2, in force from 26 Feb 2026)