LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,260
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,917
−HK$1,683/mo
Today · 4.125%
HK$56,600
baseline
▲ 0.50% · 4.625%
HK$60,044
+HK$3,444/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,200/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,252
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,841
−HK$1,612/mo
Today · 4.125%
HK$62,453
baseline
▲ 0.50% · 4.625%
HK$65,745
+HK$3,292/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,906/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,912
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,900
−HK$2,020/mo
Today · 4.125%
HK$67,920
baseline
▲ 0.50% · 4.625%
HK$72,053
+HK$4,133/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,840/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,102
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,009
−HK$1,934/mo
Today · 4.125%
HK$74,943
baseline
▲ 0.50% · 4.625%
HK$78,894
+HK$3,951/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,886/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,564
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,884
−HK$2,356/mo
Today · 4.125%
HK$79,240
baseline
▲ 0.50% · 4.625%
HK$84,062
+HK$4,822/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,480/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,952
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,177
−HK$2,257/mo
Today · 4.125%
HK$87,434
baseline
▲ 0.50% · 4.625%
HK$92,043
+HK$4,609/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,868/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,869
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$98,851
−HK$3,029/mo
Today · 4.125%
HK$101,880
baseline
▲ 0.50% · 4.625%
HK$108,080
+HK$6,200/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$203,760/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,653
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$109,513
−HK$2,902/mo
Today · 4.125%
HK$112,415
baseline
▲ 0.50% · 4.625%
HK$118,341
+HK$5,926/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$224,830/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,681 · Scale 2, in force from 26 Feb 2026)