LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,261
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,918
−HK$1,683/mo
Today · 4.125%
HK$56,601
baseline
▲ 0.50% · 4.625%
HK$60,045
+HK$3,444/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,202/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,252
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,841
−HK$1,612/mo
Today · 4.125%
HK$62,453
baseline
▲ 0.50% · 4.625%
HK$65,745
+HK$3,292/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,906/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,913
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,901
−HK$2,020/mo
Today · 4.125%
HK$67,921
baseline
▲ 0.50% · 4.625%
HK$72,054
+HK$4,133/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,842/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,103
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,010
−HK$1,934/mo
Today · 4.125%
HK$74,944
baseline
▲ 0.50% · 4.625%
HK$78,894
+HK$3,950/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,888/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,565
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,885
−HK$2,356/mo
Today · 4.125%
HK$79,241
baseline
▲ 0.50% · 4.625%
HK$84,063
+HK$4,822/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,482/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,953
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,178
−HK$2,257/mo
Today · 4.125%
HK$87,435
baseline
▲ 0.50% · 4.625%
HK$92,044
+HK$4,609/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,870/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,870
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$98,852
−HK$3,029/mo
Today · 4.125%
HK$101,881
baseline
▲ 0.50% · 4.625%
HK$108,081
+HK$6,200/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$203,762/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,654
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$109,514
−HK$2,902/mo
Today · 4.125%
HK$112,416
baseline
▲ 0.50% · 4.625%
HK$118,342
+HK$5,926/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$224,832/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,690 · Scale 2, in force from 26 Feb 2026)