LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,262
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,919
−HK$1,683/mo
Today · 4.125%
HK$56,602
baseline
▲ 0.50% · 4.625%
HK$60,047
+HK$3,445/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,204/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,254
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,843
−HK$1,612/mo
Today · 4.125%
HK$62,455
baseline
▲ 0.50% · 4.625%
HK$65,747
+HK$3,292/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,910/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,915
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,903
−HK$2,020/mo
Today · 4.125%
HK$67,923
baseline
▲ 0.50% · 4.625%
HK$72,056
+HK$4,133/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$135,846/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,105
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,012
−HK$1,934/mo
Today · 4.125%
HK$74,946
baseline
▲ 0.50% · 4.625%
HK$78,897
+HK$3,951/mo
Deposit HK$9.34M · loan HK$14.01M · min. income ≈ HK$149,892/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,567
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,887
−HK$2,356/mo
Today · 4.125%
HK$79,243
baseline
▲ 0.50% · 4.625%
HK$84,065
+HK$4,822/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,486/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,955
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,180
−HK$2,257/mo
Today · 4.125%
HK$87,437
baseline
▲ 0.50% · 4.625%
HK$92,046
+HK$4,609/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,874/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,872
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$98,854
−HK$3,030/mo
Today · 4.125%
HK$101,884
baseline
▲ 0.50% · 4.625%
HK$108,084
+HK$6,200/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$203,768/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,657
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$109,517
−HK$2,902/mo
Today · 4.125%
HK$112,419
baseline
▲ 0.50% · 4.625%
HK$118,345
+HK$5,926/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$224,838/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,718 · Scale 2, in force from 26 Feb 2026)