LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,266
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,923
−HK$1,683/mo
Today · 4.125%
HK$56,606
baseline
▲ 0.50% · 4.625%
HK$60,050
+HK$3,444/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,212/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,258
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,847
−HK$1,612/mo
Today · 4.125%
HK$62,459
baseline
▲ 0.50% · 4.625%
HK$65,751
+HK$3,292/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,918/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,919
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,907
−HK$2,020/mo
Today · 4.125%
HK$67,927
baseline
▲ 0.50% · 4.625%
HK$72,060
+HK$4,133/mo
Deposit HK$9.34M · loan HK$14.02M · min. income ≈ HK$135,854/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,109
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,016
−HK$1,935/mo
Today · 4.125%
HK$74,951
baseline
▲ 0.50% · 4.625%
HK$78,902
+HK$3,951/mo
Deposit HK$9.34M · loan HK$14.02M · min. income ≈ HK$149,902/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,572
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,892
−HK$2,356/mo
Today · 4.125%
HK$79,248
baseline
▲ 0.50% · 4.625%
HK$84,070
+HK$4,822/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,496/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,961
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,186
−HK$2,257/mo
Today · 4.125%
HK$87,443
baseline
▲ 0.50% · 4.625%
HK$92,052
+HK$4,609/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,886/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,878
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$98,861
−HK$3,030/mo
Today · 4.125%
HK$101,891
baseline
▲ 0.50% · 4.625%
HK$108,091
+HK$6,200/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$203,782/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,664
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$109,524
−HK$2,902/mo
Today · 4.125%
HK$112,426
baseline
▲ 0.50% · 4.625%
HK$118,353
+HK$5,927/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$224,852/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,781 · Scale 2, in force from 26 Feb 2026)