LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,267
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,924
−HK$1,683/mo
Today · 4.125%
HK$56,607
baseline
▲ 0.50% · 4.625%
HK$60,051
+HK$3,444/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,214/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,259
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,848
−HK$1,612/mo
Today · 4.125%
HK$62,460
baseline
▲ 0.50% · 4.625%
HK$65,753
+HK$3,293/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,920/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,920
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,908
−HK$2,020/mo
Today · 4.125%
HK$67,928
baseline
▲ 0.50% · 4.625%
HK$72,062
+HK$4,134/mo
Deposit HK$9.34M · loan HK$14.02M · min. income ≈ HK$135,856/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,111
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,018
−HK$1,934/mo
Today · 4.125%
HK$74,952
baseline
▲ 0.50% · 4.625%
HK$78,903
+HK$3,951/mo
Deposit HK$9.34M · loan HK$14.02M · min. income ≈ HK$149,904/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,573
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,893
−HK$2,357/mo
Today · 4.125%
HK$79,250
baseline
▲ 0.50% · 4.625%
HK$84,072
+HK$4,822/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,500/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,962
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,187
−HK$2,257/mo
Today · 4.125%
HK$87,444
baseline
▲ 0.50% · 4.625%
HK$92,054
+HK$4,610/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,888/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,880
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$98,863
−HK$3,030/mo
Today · 4.125%
HK$101,893
baseline
▲ 0.50% · 4.625%
HK$108,093
+HK$6,200/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$203,786/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,666
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$109,526
−HK$2,903/mo
Today · 4.125%
HK$112,429
baseline
▲ 0.50% · 4.625%
HK$118,355
+HK$5,926/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$224,858/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,800 · Scale 2, in force from 26 Feb 2026)