LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,268
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,925
−HK$1,683/mo
Today · 4.125%
HK$56,608
baseline
▲ 0.50% · 4.625%
HK$60,053
+HK$3,445/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,216/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,260
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,849
−HK$1,612/mo
Today · 4.125%
HK$62,461
baseline
▲ 0.50% · 4.625%
HK$65,754
+HK$3,293/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,922/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,921
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,910
−HK$2,020/mo
Today · 4.125%
HK$67,930
baseline
▲ 0.50% · 4.625%
HK$72,063
+HK$4,133/mo
Deposit HK$9.34M · loan HK$14.02M · min. income ≈ HK$135,860/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,112
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,019
−HK$1,935/mo
Today · 4.125%
HK$74,954
baseline
▲ 0.50% · 4.625%
HK$78,905
+HK$3,951/mo
Deposit HK$9.34M · loan HK$14.02M · min. income ≈ HK$149,908/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,575
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,895
−HK$2,356/mo
Today · 4.125%
HK$79,251
baseline
▲ 0.50% · 4.625%
HK$84,074
+HK$4,823/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,502/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,964
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,189
−HK$2,257/mo
Today · 4.125%
HK$87,446
baseline
▲ 0.50% · 4.625%
HK$92,055
+HK$4,609/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,892/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,882
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$98,864
−HK$3,031/mo
Today · 4.125%
HK$101,895
baseline
▲ 0.50% · 4.625%
HK$108,095
+HK$6,200/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$203,790/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,668
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$109,528
−HK$2,903/mo
Today · 4.125%
HK$112,431
baseline
▲ 0.50% · 4.625%
HK$118,357
+HK$5,926/mo
Deposit HK$2.34M · loan HK$21.02M · min. income ≈ HK$224,862/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,818 · Scale 2, in force from 26 Feb 2026)