LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,271
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,928
−HK$1,683/mo
Today · 4.125%
HK$56,611
baseline
▲ 0.50% · 4.625%
HK$60,056
+HK$3,445/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,222/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,263
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,853
−HK$1,612/mo
Today · 4.125%
HK$62,465
baseline
▲ 0.50% · 4.625%
HK$65,758
+HK$3,293/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,930/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,925
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,913
−HK$2,020/mo
Today · 4.125%
HK$67,933
baseline
▲ 0.50% · 4.625%
HK$72,067
+HK$4,134/mo
Deposit HK$9.34M · loan HK$14.02M · min. income ≈ HK$135,866/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,116
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,023
−HK$1,935/mo
Today · 4.125%
HK$74,958
baseline
▲ 0.50% · 4.625%
HK$78,909
+HK$3,951/mo
Deposit HK$9.34M · loan HK$14.02M · min. income ≈ HK$149,916/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,579
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,899
−HK$2,357/mo
Today · 4.125%
HK$79,256
baseline
▲ 0.50% · 4.625%
HK$84,078
+HK$4,822/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,512/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,968
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$85,194
−HK$2,257/mo
Today · 4.125%
HK$87,451
baseline
▲ 0.50% · 4.625%
HK$92,061
+HK$4,610/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,902/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,887
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$98,870
−HK$3,030/mo
Today · 4.125%
HK$101,900
baseline
▲ 0.50% · 4.625%
HK$108,101
+HK$6,201/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,800/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,674
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$109,535
−HK$2,902/mo
Today · 4.125%
HK$112,437
baseline
▲ 0.50% · 4.625%
HK$118,364
+HK$5,927/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,874/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,873 · Scale 2, in force from 26 Feb 2026)