LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,272
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,929
−HK$1,684/mo
Today · 4.125%
HK$56,613
baseline
▲ 0.50% · 4.625%
HK$60,057
+HK$3,444/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,226/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,265
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,854
−HK$1,612/mo
Today · 4.125%
HK$62,466
baseline
▲ 0.50% · 4.625%
HK$65,759
+HK$3,293/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,932/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,926
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,915
−HK$2,020/mo
Today · 4.125%
HK$67,935
baseline
▲ 0.50% · 4.625%
HK$72,069
+HK$4,134/mo
Deposit HK$9.34M · loan HK$14.02M · min. income ≈ HK$135,870/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,118
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,025
−HK$1,935/mo
Today · 4.125%
HK$74,960
baseline
▲ 0.50% · 4.625%
HK$78,911
+HK$3,951/mo
Deposit HK$9.34M · loan HK$14.02M · min. income ≈ HK$149,920/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,581
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,901
−HK$2,357/mo
Today · 4.125%
HK$79,258
baseline
▲ 0.50% · 4.625%
HK$84,080
+HK$4,822/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,516/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,970
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$85,196
−HK$2,257/mo
Today · 4.125%
HK$87,453
baseline
▲ 0.50% · 4.625%
HK$92,063
+HK$4,610/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,906/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,890
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$98,872
−HK$3,031/mo
Today · 4.125%
HK$101,903
baseline
▲ 0.50% · 4.625%
HK$108,103
+HK$6,200/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,806/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,676
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,537
−HK$2,903/mo
Today · 4.125%
HK$112,440
baseline
▲ 0.50% · 4.625%
HK$118,366
+HK$5,926/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,880/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,898 · Scale 2, in force from 26 Feb 2026)