LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,272
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,929
−HK$1,684/mo
Today · 4.125%
HK$56,613
baseline
▲ 0.50% · 4.625%
HK$60,058
+HK$3,445/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,226/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,265
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,854
−HK$1,613/mo
Today · 4.125%
HK$62,467
baseline
▲ 0.50% · 4.625%
HK$65,759
+HK$3,292/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,934/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,927
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,915
−HK$2,020/mo
Today · 4.125%
HK$67,935
baseline
▲ 0.50% · 4.625%
HK$72,069
+HK$4,134/mo
Deposit HK$9.34M · loan HK$14.02M · min. income ≈ HK$135,870/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,118
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,025
−HK$1,935/mo
Today · 4.125%
HK$74,960
baseline
▲ 0.50% · 4.625%
HK$78,911
+HK$3,951/mo
Deposit HK$9.34M · loan HK$14.02M · min. income ≈ HK$149,920/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,581
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,901
−HK$2,357/mo
Today · 4.125%
HK$79,258
baseline
▲ 0.50% · 4.625%
HK$84,081
+HK$4,823/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,516/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,971
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$85,196
−HK$2,257/mo
Today · 4.125%
HK$87,453
baseline
▲ 0.50% · 4.625%
HK$92,063
+HK$4,610/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,906/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,890
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$98,873
−HK$3,030/mo
Today · 4.125%
HK$101,903
baseline
▲ 0.50% · 4.625%
HK$108,104
+HK$6,201/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,806/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,677
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$109,538
−HK$2,902/mo
Today · 4.125%
HK$112,440
baseline
▲ 0.50% · 4.625%
HK$118,367
+HK$5,927/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,880/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,901 · Scale 2, in force from 26 Feb 2026)