LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,274
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,931
−HK$1,684/mo
Today · 4.125%
HK$56,615
baseline
▲ 0.50% · 4.625%
HK$60,060
+HK$3,445/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,230/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,267
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,857
−HK$1,612/mo
Today · 4.125%
HK$62,469
baseline
▲ 0.50% · 4.625%
HK$65,762
+HK$3,293/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,938/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,929
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,918
−HK$2,020/mo
Today · 4.125%
HK$67,938
baseline
▲ 0.50% · 4.625%
HK$72,072
+HK$4,134/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,876/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,120
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,028
−HK$1,935/mo
Today · 4.125%
HK$74,963
baseline
▲ 0.50% · 4.625%
HK$78,914
+HK$3,951/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,926/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,584
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,904
−HK$2,357/mo
Today · 4.125%
HK$79,261
baseline
▲ 0.50% · 4.625%
HK$84,084
+HK$4,823/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,522/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,974
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$85,199
−HK$2,258/mo
Today · 4.125%
HK$87,457
baseline
▲ 0.50% · 4.625%
HK$92,067
+HK$4,610/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,914/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,894
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$98,876
−HK$3,031/mo
Today · 4.125%
HK$101,907
baseline
▲ 0.50% · 4.625%
HK$108,108
+HK$6,201/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,814/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,681
−HK$5,763/mo
▼ 0.25% · 3.875%
HK$109,542
−HK$2,902/mo
Today · 4.125%
HK$112,444
baseline
▲ 0.50% · 4.625%
HK$118,371
+HK$5,927/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,888/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,939 · Scale 2, in force from 26 Feb 2026)