LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,276
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,933
−HK$1,684/mo
Today · 4.125%
HK$56,617
baseline
▲ 0.50% · 4.625%
HK$60,062
+HK$3,445/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,234/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,269
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,858
−HK$1,613/mo
Today · 4.125%
HK$62,471
baseline
▲ 0.50% · 4.625%
HK$65,764
+HK$3,293/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,942/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$992,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,931
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,920
−HK$2,020/mo
Today · 4.125%
HK$67,940
baseline
▲ 0.50% · 4.625%
HK$72,074
+HK$4,134/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,880/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,123
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,030
−HK$1,935/mo
Today · 4.125%
HK$74,965
baseline
▲ 0.50% · 4.625%
HK$78,917
+HK$3,952/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,930/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,586
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,906
−HK$2,357/mo
Today · 4.125%
HK$79,263
baseline
▲ 0.50% · 4.625%
HK$84,086
+HK$4,823/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,526/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,976
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$85,202
−HK$2,257/mo
Today · 4.125%
HK$87,459
baseline
▲ 0.50% · 4.625%
HK$92,069
+HK$4,610/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,918/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,896
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,879
−HK$3,031/mo
Today · 4.125%
HK$101,910
baseline
▲ 0.50% · 4.625%
HK$108,111
+HK$6,201/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,820/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,684
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,545
−HK$2,903/mo
Today · 4.125%
HK$112,448
baseline
▲ 0.50% · 4.625%
HK$118,375
+HK$5,927/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,896/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,969 · Scale 2, in force from 26 Feb 2026)