LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,276
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,933
−HK$1,684/mo
Today · 4.125%
HK$56,617
baseline
▲ 0.50% · 4.625%
HK$60,062
+HK$3,445/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,234/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$992,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,269
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,859
−HK$1,612/mo
Today · 4.125%
HK$62,471
baseline
▲ 0.50% · 4.625%
HK$65,764
+HK$3,293/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,942/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$992,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,932
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,920
−HK$2,021/mo
Today · 4.125%
HK$67,941
baseline
▲ 0.50% · 4.625%
HK$72,075
+HK$4,134/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,882/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,123
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,031
−HK$1,935/mo
Today · 4.125%
HK$74,966
baseline
▲ 0.50% · 4.625%
HK$78,917
+HK$3,951/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,932/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,587
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,907
−HK$2,357/mo
Today · 4.125%
HK$79,264
baseline
▲ 0.50% · 4.625%
HK$84,087
+HK$4,823/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$158,528/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,977
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$85,202
−HK$2,258/mo
Today · 4.125%
HK$87,460
baseline
▲ 0.50% · 4.625%
HK$92,070
+HK$4,610/mo
Deposit HK$7.01M · loan HK$16.35M · min. income ≈ HK$174,920/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,897
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,880
−HK$3,031/mo
Today · 4.125%
HK$101,911
baseline
▲ 0.50% · 4.625%
HK$108,112
+HK$6,201/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,822/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,685
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,546
−HK$2,903/mo
Today · 4.125%
HK$112,449
baseline
▲ 0.50% · 4.625%
HK$118,376
+HK$5,927/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,898/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,977 · Scale 2, in force from 26 Feb 2026)