LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,277
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,934
−HK$1,684/mo
Today · 4.125%
HK$56,618
baseline
▲ 0.50% · 4.625%
HK$60,063
+HK$3,445/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,236/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$992,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,270
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,860
−HK$1,612/mo
Today · 4.125%
HK$62,472
baseline
▲ 0.50% · 4.625%
HK$65,765
+HK$3,293/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,944/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$992,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,932
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,921
−HK$2,020/mo
Today · 4.125%
HK$67,941
baseline
▲ 0.50% · 4.625%
HK$72,075
+HK$4,134/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,882/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,124
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,031
−HK$1,936/mo
Today · 4.125%
HK$74,967
baseline
▲ 0.50% · 4.625%
HK$78,918
+HK$3,951/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,934/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$992,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,588
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,908
−HK$2,357/mo
Today · 4.125%
HK$79,265
baseline
▲ 0.50% · 4.625%
HK$84,088
+HK$4,823/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,530/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,978
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$85,203
−HK$2,258/mo
Today · 4.125%
HK$87,461
baseline
▲ 0.50% · 4.625%
HK$92,071
+HK$4,610/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$174,922/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$992,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,898
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,881
−HK$3,031/mo
Today · 4.125%
HK$101,912
baseline
▲ 0.50% · 4.625%
HK$108,113
+HK$6,201/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,824/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,686
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,547
−HK$2,903/mo
Today · 4.125%
HK$112,450
baseline
▲ 0.50% · 4.625%
HK$118,377
+HK$5,927/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,900/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$992,988 · Scale 2, in force from 26 Feb 2026)