LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,278
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,936
−HK$1,683/mo
Today · 4.125%
HK$56,619
baseline
▲ 0.50% · 4.625%
HK$60,064
+HK$3,445/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,238/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,272
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,861
−HK$1,613/mo
Today · 4.125%
HK$62,474
baseline
▲ 0.50% · 4.625%
HK$65,767
+HK$3,293/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,948/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,934
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,923
−HK$2,020/mo
Today · 4.125%
HK$67,943
baseline
▲ 0.50% · 4.625%
HK$72,077
+HK$4,134/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,886/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,126
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,033
−HK$1,936/mo
Today · 4.125%
HK$74,969
baseline
▲ 0.50% · 4.625%
HK$78,920
+HK$3,951/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,938/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,590
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,910
−HK$2,357/mo
Today · 4.125%
HK$79,267
baseline
▲ 0.50% · 4.625%
HK$84,090
+HK$4,823/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,534/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,980
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$85,206
−HK$2,257/mo
Today · 4.125%
HK$87,463
baseline
▲ 0.50% · 4.625%
HK$92,074
+HK$4,611/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$174,926/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,901
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,884
−HK$3,031/mo
Today · 4.125%
HK$101,915
baseline
▲ 0.50% · 4.625%
HK$108,116
+HK$6,201/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,830/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,689
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,550
−HK$2,903/mo
Today · 4.125%
HK$112,453
baseline
▲ 0.50% · 4.625%
HK$118,380
+HK$5,927/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,906/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,015 · Scale 2, in force from 26 Feb 2026)