LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,280
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,938
−HK$1,684/mo
Today · 4.125%
HK$56,622
baseline
▲ 0.50% · 4.625%
HK$60,067
+HK$3,445/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,244/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,274
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,864
−HK$1,612/mo
Today · 4.125%
HK$62,476
baseline
▲ 0.50% · 4.625%
HK$65,770
+HK$3,294/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,952/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,937
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,925
−HK$2,021/mo
Today · 4.125%
HK$67,946
baseline
▲ 0.50% · 4.625%
HK$72,080
+HK$4,134/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,892/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,129
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,036
−HK$1,936/mo
Today · 4.125%
HK$74,972
baseline
▲ 0.50% · 4.625%
HK$78,924
+HK$3,952/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,944/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,593
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,913
−HK$2,357/mo
Today · 4.125%
HK$79,270
baseline
▲ 0.50% · 4.625%
HK$84,094
+HK$4,824/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,540/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,984
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$85,209
−HK$2,258/mo
Today · 4.125%
HK$87,467
baseline
▲ 0.50% · 4.625%
HK$92,077
+HK$4,610/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$174,934/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,905
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,888
−HK$3,031/mo
Today · 4.125%
HK$101,919
baseline
▲ 0.50% · 4.625%
HK$108,120
+HK$6,201/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,838/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,693
−HK$5,764/mo
▼ 0.25% · 3.875%
HK$109,555
−HK$2,902/mo
Today · 4.125%
HK$112,457
baseline
▲ 0.50% · 4.625%
HK$118,385
+HK$5,928/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,914/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,056 · Scale 2, in force from 26 Feb 2026)