LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,281
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,938
−HK$1,684/mo
Today · 4.125%
HK$56,622
baseline
▲ 0.50% · 4.625%
HK$60,067
+HK$3,445/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,244/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,275
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,864
−HK$1,613/mo
Today · 4.125%
HK$62,477
baseline
▲ 0.50% · 4.625%
HK$65,770
+HK$3,293/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,954/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,937
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,926
−HK$2,021/mo
Today · 4.125%
HK$67,947
baseline
▲ 0.50% · 4.625%
HK$72,081
+HK$4,134/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,894/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,129
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,037
−HK$1,935/mo
Today · 4.125%
HK$74,972
baseline
▲ 0.50% · 4.625%
HK$78,924
+HK$3,952/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,944/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,593
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$76,914
−HK$2,357/mo
Today · 4.125%
HK$79,271
baseline
▲ 0.50% · 4.625%
HK$84,094
+HK$4,823/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,542/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,984
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$85,210
−HK$2,258/mo
Today · 4.125%
HK$87,468
baseline
▲ 0.50% · 4.625%
HK$92,078
+HK$4,610/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$174,936/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,906
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,889
−HK$3,031/mo
Today · 4.125%
HK$101,920
baseline
▲ 0.50% · 4.625%
HK$108,121
+HK$6,201/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,840/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,694
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$109,556
−HK$2,903/mo
Today · 4.125%
HK$112,459
baseline
▲ 0.50% · 4.625%
HK$118,386
+HK$5,927/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,918/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,064 · Scale 2, in force from 26 Feb 2026)