LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,282
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,939
−HK$1,684/mo
Today · 4.125%
HK$56,623
baseline
▲ 0.50% · 4.625%
HK$60,068
+HK$3,445/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,246/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,275
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,865
−HK$1,613/mo
Today · 4.125%
HK$62,478
baseline
▲ 0.50% · 4.625%
HK$65,771
+HK$3,293/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,956/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,938
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,927
−HK$2,020/mo
Today · 4.125%
HK$67,947
baseline
▲ 0.50% · 4.625%
HK$72,082
+HK$4,135/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,894/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,130
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,038
−HK$1,935/mo
Today · 4.125%
HK$74,973
baseline
▲ 0.50% · 4.625%
HK$78,925
+HK$3,952/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,946/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,594
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$76,914
−HK$2,358/mo
Today · 4.125%
HK$79,272
baseline
▲ 0.50% · 4.625%
HK$84,095
+HK$4,823/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,544/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,985
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$85,211
−HK$2,258/mo
Today · 4.125%
HK$87,469
baseline
▲ 0.50% · 4.625%
HK$92,079
+HK$4,610/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$174,938/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,907
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,890
−HK$3,031/mo
Today · 4.125%
HK$101,921
baseline
▲ 0.50% · 4.625%
HK$108,123
+HK$6,202/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,842/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,695
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$109,557
−HK$2,903/mo
Today · 4.125%
HK$112,460
baseline
▲ 0.50% · 4.625%
HK$118,388
+HK$5,928/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,920/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,075 · Scale 2, in force from 26 Feb 2026)