LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,286
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,943
−HK$1,684/mo
Today · 4.125%
HK$56,627
baseline
▲ 0.50% · 4.625%
HK$60,073
+HK$3,446/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,254/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,280
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,870
−HK$1,613/mo
Today · 4.125%
HK$62,483
baseline
▲ 0.50% · 4.625%
HK$65,776
+HK$3,293/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,966/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,943
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,932
−HK$2,021/mo
Today · 4.125%
HK$67,953
baseline
▲ 0.50% · 4.625%
HK$72,088
+HK$4,135/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,906/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,136
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,044
−HK$1,935/mo
Today · 4.125%
HK$74,979
baseline
▲ 0.50% · 4.625%
HK$78,932
+HK$3,953/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,958/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,600
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$76,921
−HK$2,357/mo
Today · 4.125%
HK$79,278
baseline
▲ 0.50% · 4.625%
HK$84,102
+HK$4,824/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,556/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,992
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$85,218
−HK$2,258/mo
Today · 4.125%
HK$87,476
baseline
▲ 0.50% · 4.625%
HK$92,087
+HK$4,611/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$174,952/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,915
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$98,898
−HK$3,031/mo
Today · 4.125%
HK$101,929
baseline
▲ 0.50% · 4.625%
HK$108,132
+HK$6,203/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,858/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,704
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$109,566
−HK$2,903/mo
Today · 4.125%
HK$112,469
baseline
▲ 0.50% · 4.625%
HK$118,398
+HK$5,929/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,938/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,158 · Scale 2, in force from 26 Feb 2026)