LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,288
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,945
−HK$1,684/mo
Today · 4.125%
HK$56,629
baseline
▲ 0.50% · 4.625%
HK$60,075
+HK$3,446/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,258/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,282
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,872
−HK$1,613/mo
Today · 4.125%
HK$62,485
baseline
▲ 0.50% · 4.625%
HK$65,778
+HK$3,293/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,970/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,945
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,934
−HK$2,021/mo
Today · 4.125%
HK$67,955
baseline
▲ 0.50% · 4.625%
HK$72,090
+HK$4,135/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,910/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,138
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,046
−HK$1,936/mo
Today · 4.125%
HK$74,982
baseline
▲ 0.50% · 4.625%
HK$78,934
+HK$3,952/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,964/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,603
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$76,923
−HK$2,358/mo
Today · 4.125%
HK$79,281
baseline
▲ 0.50% · 4.625%
HK$84,105
+HK$4,824/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,562/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,995
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$85,221
−HK$2,258/mo
Today · 4.125%
HK$87,479
baseline
▲ 0.50% · 4.625%
HK$92,090
+HK$4,611/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$174,958/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,918
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$98,901
−HK$3,032/mo
Today · 4.125%
HK$101,933
baseline
▲ 0.50% · 4.625%
HK$108,135
+HK$6,202/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,866/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,707
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$109,569
−HK$2,903/mo
Today · 4.125%
HK$112,472
baseline
▲ 0.50% · 4.625%
HK$118,401
+HK$5,929/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,944/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,188 · Scale 2, in force from 26 Feb 2026)