LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,289
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,947
−HK$1,684/mo
Today · 4.125%
HK$56,631
baseline
▲ 0.50% · 4.625%
HK$60,077
+HK$3,446/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$113,262/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,284
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,874
−HK$1,612/mo
Today · 4.125%
HK$62,486
baseline
▲ 0.50% · 4.625%
HK$65,780
+HK$3,294/mo
Deposit HK$11.68M · loan HK$11.68M · min. income ≈ HK$124,972/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,947
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,936
−HK$2,021/mo
Today · 4.125%
HK$67,957
baseline
▲ 0.50% · 4.625%
HK$72,092
+HK$4,135/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,914/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,140
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,048
−HK$1,936/mo
Today · 4.125%
HK$74,984
baseline
▲ 0.50% · 4.625%
HK$78,936
+HK$3,952/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,968/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,605
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$76,925
−HK$2,358/mo
Today · 4.125%
HK$79,283
baseline
▲ 0.50% · 4.625%
HK$84,107
+HK$4,824/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,566/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,997
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$85,223
−HK$2,258/mo
Today · 4.125%
HK$87,481
baseline
▲ 0.50% · 4.625%
HK$92,092
+HK$4,611/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$174,962/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,920
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$98,904
−HK$3,031/mo
Today · 4.125%
HK$101,935
baseline
▲ 0.50% · 4.625%
HK$108,138
+HK$6,203/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,870/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,710
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$109,572
−HK$2,904/mo
Today · 4.125%
HK$112,476
baseline
▲ 0.50% · 4.625%
HK$118,404
+HK$5,928/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,952/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,216 · Scale 2, in force from 26 Feb 2026)