LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,290
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,948
−HK$1,684/mo
Today · 4.125%
HK$56,632
baseline
▲ 0.50% · 4.625%
HK$60,078
+HK$3,446/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,264/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,285
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,875
−HK$1,613/mo
Today · 4.125%
HK$62,488
baseline
▲ 0.50% · 4.625%
HK$65,782
+HK$3,294/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$124,976/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,948
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,937
−HK$2,021/mo
Today · 4.125%
HK$67,958
baseline
▲ 0.50% · 4.625%
HK$72,094
+HK$4,136/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,916/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,142
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,050
−HK$1,935/mo
Today · 4.125%
HK$74,985
baseline
▲ 0.50% · 4.625%
HK$78,938
+HK$3,953/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,970/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,606
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$76,927
−HK$2,358/mo
Today · 4.125%
HK$79,285
baseline
▲ 0.50% · 4.625%
HK$84,109
+HK$4,824/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,570/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,999
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$85,225
−HK$2,258/mo
Today · 4.125%
HK$87,483
baseline
▲ 0.50% · 4.625%
HK$92,094
+HK$4,611/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$174,966/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,922
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$98,906
−HK$3,032/mo
Today · 4.125%
HK$101,938
baseline
▲ 0.50% · 4.625%
HK$108,140
+HK$6,202/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,876/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,713
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$109,575
−HK$2,903/mo
Today · 4.125%
HK$112,478
baseline
▲ 0.50% · 4.625%
HK$118,407
+HK$5,929/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,956/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,238 · Scale 2, in force from 26 Feb 2026)