LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,294
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,952
−HK$1,684/mo
Today · 4.125%
HK$56,636
baseline
▲ 0.50% · 4.625%
HK$60,082
+HK$3,446/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,272/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,289
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,879
−HK$1,613/mo
Today · 4.125%
HK$62,492
baseline
▲ 0.50% · 4.625%
HK$65,786
+HK$3,294/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$124,984/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,953
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,942
−HK$2,021/mo
Today · 4.125%
HK$67,963
baseline
▲ 0.50% · 4.625%
HK$72,099
+HK$4,136/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,926/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,147
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,055
−HK$1,936/mo
Today · 4.125%
HK$74,991
baseline
▲ 0.50% · 4.625%
HK$78,944
+HK$3,953/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,982/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,612
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$76,932
−HK$2,358/mo
Today · 4.125%
HK$79,290
baseline
▲ 0.50% · 4.625%
HK$84,115
+HK$4,825/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,580/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,005
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$85,231
−HK$2,258/mo
Today · 4.125%
HK$87,489
baseline
▲ 0.50% · 4.625%
HK$92,101
+HK$4,612/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$174,978/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$993,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,929
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$98,913
−HK$3,032/mo
Today · 4.125%
HK$101,945
baseline
▲ 0.50% · 4.625%
HK$108,148
+HK$6,203/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$203,890/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,720
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$109,582
−HK$2,904/mo
Today · 4.125%
HK$112,486
baseline
▲ 0.50% · 4.625%
HK$118,415
+HK$5,929/mo
Deposit HK$2.34M · loan HK$21.03M · min. income ≈ HK$224,972/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,307 · Scale 2, in force from 26 Feb 2026)