LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,296
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,953
−HK$1,685/mo
Today · 4.125%
HK$56,638
baseline
▲ 0.50% · 4.625%
HK$60,084
+HK$3,446/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,276/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,291
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,881
−HK$1,613/mo
Today · 4.125%
HK$62,494
baseline
▲ 0.50% · 4.625%
HK$65,788
+HK$3,294/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$124,988/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,955
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,944
−HK$2,021/mo
Today · 4.125%
HK$67,965
baseline
▲ 0.50% · 4.625%
HK$72,101
+HK$4,136/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,930/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,149
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,057
−HK$1,936/mo
Today · 4.125%
HK$74,993
baseline
▲ 0.50% · 4.625%
HK$78,946
+HK$3,953/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,986/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,614
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$76,935
−HK$2,358/mo
Today · 4.125%
HK$79,293
baseline
▲ 0.50% · 4.625%
HK$84,118
+HK$4,825/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,586/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,007
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,233
−HK$2,259/mo
Today · 4.125%
HK$87,492
baseline
▲ 0.50% · 4.625%
HK$92,104
+HK$4,612/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$174,984/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,932
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$98,916
−HK$3,032/mo
Today · 4.125%
HK$101,948
baseline
▲ 0.50% · 4.625%
HK$108,151
+HK$6,203/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$203,896/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,723
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$109,586
−HK$2,903/mo
Today · 4.125%
HK$112,489
baseline
▲ 0.50% · 4.625%
HK$118,419
+HK$5,930/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$224,978/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,338 · Scale 2, in force from 26 Feb 2026)