LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,298
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,956
−HK$1,684/mo
Today · 4.125%
HK$56,640
baseline
▲ 0.50% · 4.625%
HK$60,087
+HK$3,447/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,280/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,294
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,884
−HK$1,613/mo
Today · 4.125%
HK$62,497
baseline
▲ 0.50% · 4.625%
HK$65,791
+HK$3,294/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$124,994/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,958
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,947
−HK$2,021/mo
Today · 4.125%
HK$67,968
baseline
▲ 0.50% · 4.625%
HK$72,104
+HK$4,136/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,936/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,152
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,061
−HK$1,935/mo
Today · 4.125%
HK$74,996
baseline
▲ 0.50% · 4.625%
HK$78,950
+HK$3,954/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$149,992/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,617
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$76,938
−HK$2,358/mo
Today · 4.125%
HK$79,296
baseline
▲ 0.50% · 4.625%
HK$84,121
+HK$4,825/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,592/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,011
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,237
−HK$2,259/mo
Today · 4.125%
HK$87,496
baseline
▲ 0.50% · 4.625%
HK$92,108
+HK$4,612/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$174,992/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,937
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$98,921
−HK$3,032/mo
Today · 4.125%
HK$101,953
baseline
▲ 0.50% · 4.625%
HK$108,156
+HK$6,203/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$203,906/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,728
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,591
−HK$2,904/mo
Today · 4.125%
HK$112,495
baseline
▲ 0.50% · 4.625%
HK$118,424
+HK$5,929/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$224,990/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,383 · Scale 2, in force from 26 Feb 2026)