LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,301
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,959
−HK$1,684/mo
Today · 4.125%
HK$56,643
baseline
▲ 0.50% · 4.625%
HK$60,090
+HK$3,447/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,286/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,296
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,887
−HK$1,613/mo
Today · 4.125%
HK$62,500
baseline
▲ 0.50% · 4.625%
HK$65,794
+HK$3,294/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,000/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,961
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,950
−HK$2,022/mo
Today · 4.125%
HK$67,972
baseline
▲ 0.50% · 4.625%
HK$72,107
+HK$4,135/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,944/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,156
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,064
−HK$1,936/mo
Today · 4.125%
HK$75,000
baseline
▲ 0.50% · 4.625%
HK$78,953
+HK$3,953/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$150,000/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,621
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$76,942
−HK$2,358/mo
Today · 4.125%
HK$79,300
baseline
▲ 0.50% · 4.625%
HK$84,125
+HK$4,825/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,600/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,015
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,241
−HK$2,259/mo
Today · 4.125%
HK$87,500
baseline
▲ 0.50% · 4.625%
HK$92,112
+HK$4,612/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$175,000/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,941
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$98,925
−HK$3,032/mo
Today · 4.125%
HK$101,957
baseline
▲ 0.50% · 4.625%
HK$108,161
+HK$6,204/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$203,914/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,733
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,596
−HK$2,904/mo
Today · 4.125%
HK$112,500
baseline
▲ 0.50% · 4.625%
HK$118,430
+HK$5,930/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$225,000/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,430 · Scale 2, in force from 26 Feb 2026)