LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,301
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,959
−HK$1,684/mo
Today · 4.125%
HK$56,643
baseline
▲ 0.50% · 4.625%
HK$60,090
+HK$3,447/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,286/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,297
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,887
−HK$1,613/mo
Today · 4.125%
HK$62,500
baseline
▲ 0.50% · 4.625%
HK$65,795
+HK$3,295/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,000/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,961
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,951
−HK$2,021/mo
Today · 4.125%
HK$67,972
baseline
▲ 0.50% · 4.625%
HK$72,108
+HK$4,136/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$135,944/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,156
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,064
−HK$1,936/mo
Today · 4.125%
HK$75,000
baseline
▲ 0.50% · 4.625%
HK$78,954
+HK$3,954/mo
Deposit HK$9.35M · loan HK$14.02M · min. income ≈ HK$150,000/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,621
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,942
−HK$2,359/mo
Today · 4.125%
HK$79,301
baseline
▲ 0.50% · 4.625%
HK$84,126
+HK$4,825/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,602/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,015
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,242
−HK$2,259/mo
Today · 4.125%
HK$87,501
baseline
▲ 0.50% · 4.625%
HK$92,113
+HK$4,612/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$175,002/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,942
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$98,926
−HK$3,032/mo
Today · 4.125%
HK$101,958
baseline
▲ 0.50% · 4.625%
HK$108,162
+HK$6,204/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$203,916/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,734
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,597
−HK$2,904/mo
Today · 4.125%
HK$112,501
baseline
▲ 0.50% · 4.625%
HK$118,431
+HK$5,930/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$225,002/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,437 · Scale 2, in force from 26 Feb 2026)