LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,302
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,960
−HK$1,685/mo
Today · 4.125%
HK$56,645
baseline
▲ 0.50% · 4.625%
HK$60,092
+HK$3,447/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,290/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,298
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,889
−HK$1,613/mo
Today · 4.125%
HK$62,502
baseline
▲ 0.50% · 4.625%
HK$65,797
+HK$3,295/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,004/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,963
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,952
−HK$2,022/mo
Today · 4.125%
HK$67,974
baseline
▲ 0.50% · 4.625%
HK$72,110
+HK$4,136/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$135,948/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,158
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,066
−HK$1,936/mo
Today · 4.125%
HK$75,002
baseline
▲ 0.50% · 4.625%
HK$78,956
+HK$3,954/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$150,004/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,623
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,944
−HK$2,359/mo
Today · 4.125%
HK$79,303
baseline
▲ 0.50% · 4.625%
HK$84,128
+HK$4,825/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,606/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,018
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,244
−HK$2,259/mo
Today · 4.125%
HK$87,503
baseline
▲ 0.50% · 4.625%
HK$92,115
+HK$4,612/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$175,006/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,944
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$98,929
−HK$3,032/mo
Today · 4.125%
HK$101,961
baseline
▲ 0.50% · 4.625%
HK$108,165
+HK$6,204/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$203,922/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,737
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,600
−HK$2,904/mo
Today · 4.125%
HK$112,504
baseline
▲ 0.50% · 4.625%
HK$118,434
+HK$5,930/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$225,008/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,463 · Scale 2, in force from 26 Feb 2026)