LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,306
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,964
−HK$1,684/mo
Today · 4.125%
HK$56,648
baseline
▲ 0.50% · 4.625%
HK$60,095
+HK$3,447/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,296/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,302
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,892
−HK$1,614/mo
Today · 4.125%
HK$62,506
baseline
▲ 0.50% · 4.625%
HK$65,801
+HK$3,295/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,012/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,967
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,957
−HK$2,021/mo
Today · 4.125%
HK$67,978
baseline
▲ 0.50% · 4.625%
HK$72,114
+HK$4,136/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$135,956/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,162
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,071
−HK$1,936/mo
Today · 4.125%
HK$75,007
baseline
▲ 0.50% · 4.625%
HK$78,961
+HK$3,954/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$150,014/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,628
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,949
−HK$2,359/mo
Today · 4.125%
HK$79,308
baseline
▲ 0.50% · 4.625%
HK$84,133
+HK$4,825/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,616/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,023
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,249
−HK$2,259/mo
Today · 4.125%
HK$87,508
baseline
▲ 0.50% · 4.625%
HK$92,121
+HK$4,613/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$175,016/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,950
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$98,935
−HK$3,032/mo
Today · 4.125%
HK$101,967
baseline
▲ 0.50% · 4.625%
HK$108,172
+HK$6,205/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$203,934/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,744
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,606
−HK$2,905/mo
Today · 4.125%
HK$112,511
baseline
▲ 0.50% · 4.625%
HK$118,441
+HK$5,930/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$225,022/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,525 · Scale 2, in force from 26 Feb 2026)