LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,306
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,965
−HK$1,684/mo
Today · 4.125%
HK$56,649
baseline
▲ 0.50% · 4.625%
HK$60,096
+HK$3,447/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,298/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,303
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,893
−HK$1,614/mo
Today · 4.125%
HK$62,507
baseline
▲ 0.50% · 4.625%
HK$65,802
+HK$3,295/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,014/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,968
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,957
−HK$2,022/mo
Today · 4.125%
HK$67,979
baseline
▲ 0.50% · 4.625%
HK$72,115
+HK$4,136/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$135,958/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,163
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,072
−HK$1,936/mo
Today · 4.125%
HK$75,008
baseline
▲ 0.50% · 4.625%
HK$78,962
+HK$3,954/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$150,016/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,629
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,950
−HK$2,359/mo
Today · 4.125%
HK$79,309
baseline
▲ 0.50% · 4.625%
HK$84,135
+HK$4,826/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,618/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,024
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,251
−HK$2,258/mo
Today · 4.125%
HK$87,509
baseline
▲ 0.50% · 4.625%
HK$92,122
+HK$4,613/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$175,018/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,952
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$98,936
−HK$3,033/mo
Today · 4.125%
HK$101,969
baseline
▲ 0.50% · 4.625%
HK$108,173
+HK$6,204/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$203,938/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,745
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,608
−HK$2,904/mo
Today · 4.125%
HK$112,512
baseline
▲ 0.50% · 4.625%
HK$118,443
+HK$5,931/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$225,024/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,539 · Scale 2, in force from 26 Feb 2026)