LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,309
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,967
−HK$1,684/mo
Today · 4.125%
HK$56,651
baseline
▲ 0.50% · 4.625%
HK$60,099
+HK$3,448/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,302/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,305
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,896
−HK$1,613/mo
Today · 4.125%
HK$62,509
baseline
▲ 0.50% · 4.625%
HK$65,804
+HK$3,295/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,018/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,970
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,960
−HK$2,022/mo
Today · 4.125%
HK$67,982
baseline
▲ 0.50% · 4.625%
HK$72,118
+HK$4,136/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$135,964/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,166
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,075
−HK$1,936/mo
Today · 4.125%
HK$75,011
baseline
▲ 0.50% · 4.625%
HK$78,965
+HK$3,954/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$150,022/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$993,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,632
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,953
−HK$2,359/mo
Today · 4.125%
HK$79,312
baseline
▲ 0.50% · 4.625%
HK$84,138
+HK$4,826/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$158,624/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,027
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,254
−HK$2,259/mo
Today · 4.125%
HK$87,513
baseline
▲ 0.50% · 4.625%
HK$92,126
+HK$4,613/mo
Deposit HK$7.01M · loan HK$16.36M · min. income ≈ HK$175,026/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,955
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,940
−HK$3,033/mo
Today · 4.125%
HK$101,973
baseline
▲ 0.50% · 4.625%
HK$108,177
+HK$6,204/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$203,946/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,749
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$109,612
−HK$2,905/mo
Today · 4.125%
HK$112,517
baseline
▲ 0.50% · 4.625%
HK$118,448
+HK$5,931/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$225,034/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,579 · Scale 2, in force from 26 Feb 2026)