LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,310
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,968
−HK$1,685/mo
Today · 4.125%
HK$56,653
baseline
▲ 0.50% · 4.625%
HK$60,100
+HK$3,447/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,306/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,307
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,897
−HK$1,614/mo
Today · 4.125%
HK$62,511
baseline
▲ 0.50% · 4.625%
HK$65,806
+HK$3,295/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,022/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,972
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,962
−HK$2,021/mo
Today · 4.125%
HK$67,983
baseline
▲ 0.50% · 4.625%
HK$72,120
+HK$4,137/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$135,966/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,168
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,076
−HK$1,937/mo
Today · 4.125%
HK$75,013
baseline
▲ 0.50% · 4.625%
HK$78,967
+HK$3,954/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$150,026/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,634
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,955
−HK$2,359/mo
Today · 4.125%
HK$79,314
baseline
▲ 0.50% · 4.625%
HK$84,140
+HK$4,826/mo
Deposit HK$7.01M · loan HK$16.37M · min. income ≈ HK$158,628/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,029
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,256
−HK$2,259/mo
Today · 4.125%
HK$87,515
baseline
▲ 0.50% · 4.625%
HK$92,128
+HK$4,613/mo
Deposit HK$7.01M · loan HK$16.37M · min. income ≈ HK$175,030/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,957
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,942
−HK$3,033/mo
Today · 4.125%
HK$101,975
baseline
▲ 0.50% · 4.625%
HK$108,180
+HK$6,205/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$203,950/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,752
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,615
−HK$2,904/mo
Today · 4.125%
HK$112,519
baseline
▲ 0.50% · 4.625%
HK$118,450
+HK$5,931/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$225,038/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,600 · Scale 2, in force from 26 Feb 2026)