LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,311
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,969
−HK$1,685/mo
Today · 4.125%
HK$56,654
baseline
▲ 0.50% · 4.625%
HK$60,101
+HK$3,447/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,308/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,308
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,899
−HK$1,613/mo
Today · 4.125%
HK$62,512
baseline
▲ 0.50% · 4.625%
HK$65,807
+HK$3,295/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,024/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,973
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,963
−HK$2,022/mo
Today · 4.125%
HK$67,985
baseline
▲ 0.50% · 4.625%
HK$72,122
+HK$4,137/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$135,970/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,170
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,078
−HK$1,937/mo
Today · 4.125%
HK$75,015
baseline
▲ 0.50% · 4.625%
HK$78,969
+HK$3,954/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$150,030/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,636
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,957
−HK$2,359/mo
Today · 4.125%
HK$79,316
baseline
▲ 0.50% · 4.625%
HK$84,142
+HK$4,826/mo
Deposit HK$7.01M · loan HK$16.37M · min. income ≈ HK$158,632/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,031
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,258
−HK$2,259/mo
Today · 4.125%
HK$87,517
baseline
▲ 0.50% · 4.625%
HK$92,130
+HK$4,613/mo
Deposit HK$7.01M · loan HK$16.37M · min. income ≈ HK$175,034/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,960
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,945
−HK$3,033/mo
Today · 4.125%
HK$101,978
baseline
▲ 0.50% · 4.625%
HK$108,183
+HK$6,205/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$203,956/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,755
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,618
−HK$2,904/mo
Today · 4.125%
HK$112,522
baseline
▲ 0.50% · 4.625%
HK$118,453
+HK$5,931/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$225,044/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,626 · Scale 2, in force from 26 Feb 2026)