LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,312
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,970
−HK$1,685/mo
Today · 4.125%
HK$56,655
baseline
▲ 0.50% · 4.625%
HK$60,102
+HK$3,447/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,310/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,309
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,899
−HK$1,614/mo
Today · 4.125%
HK$62,513
baseline
▲ 0.50% · 4.625%
HK$65,808
+HK$3,295/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,026/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$993,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,974
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,964
−HK$2,022/mo
Today · 4.125%
HK$67,986
baseline
▲ 0.50% · 4.625%
HK$72,123
+HK$4,137/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$135,972/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,171
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,079
−HK$1,937/mo
Today · 4.125%
HK$75,016
baseline
▲ 0.50% · 4.625%
HK$78,970
+HK$3,954/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$150,032/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,636
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,958
−HK$2,359/mo
Today · 4.125%
HK$79,317
baseline
▲ 0.50% · 4.625%
HK$84,143
+HK$4,826/mo
Deposit HK$7.01M · loan HK$16.37M · min. income ≈ HK$158,634/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,032
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,259
−HK$2,259/mo
Today · 4.125%
HK$87,518
baseline
▲ 0.50% · 4.625%
HK$92,131
+HK$4,613/mo
Deposit HK$7.01M · loan HK$16.37M · min. income ≈ HK$175,036/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,961
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,946
−HK$3,033/mo
Today · 4.125%
HK$101,979
baseline
▲ 0.50% · 4.625%
HK$108,184
+HK$6,205/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$203,958/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,756
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$109,619
−HK$2,904/mo
Today · 4.125%
HK$112,523
baseline
▲ 0.50% · 4.625%
HK$118,455
+HK$5,932/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$225,046/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,638 · Scale 2, in force from 26 Feb 2026)