LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,319
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,977
−HK$1,685/mo
Today · 4.125%
HK$56,662
baseline
▲ 0.50% · 4.625%
HK$60,110
+HK$3,448/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,324/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$993,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,317
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,907
−HK$1,614/mo
Today · 4.125%
HK$62,521
baseline
▲ 0.50% · 4.625%
HK$65,817
+HK$3,296/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,042/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$993,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,982
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,973
−HK$2,022/mo
Today · 4.125%
HK$67,995
baseline
▲ 0.50% · 4.625%
HK$72,132
+HK$4,137/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$135,990/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,180
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,089
−HK$1,936/mo
Today · 4.125%
HK$75,025
baseline
▲ 0.50% · 4.625%
HK$78,980
+HK$3,955/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$150,050/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,646
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,968
−HK$2,359/mo
Today · 4.125%
HK$79,327
baseline
▲ 0.50% · 4.625%
HK$84,154
+HK$4,827/mo
Deposit HK$7.01M · loan HK$16.37M · min. income ≈ HK$158,654/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,043
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,270
−HK$2,260/mo
Today · 4.125%
HK$87,530
baseline
▲ 0.50% · 4.625%
HK$92,144
+HK$4,614/mo
Deposit HK$7.01M · loan HK$16.37M · min. income ≈ HK$175,060/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,974
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,959
−HK$3,033/mo
Today · 4.125%
HK$101,992
baseline
▲ 0.50% · 4.625%
HK$108,198
+HK$6,206/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$203,984/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,770
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$109,633
−HK$2,905/mo
Today · 4.125%
HK$112,538
baseline
▲ 0.50% · 4.625%
HK$118,470
+HK$5,932/mo
Deposit HK$2.34M · loan HK$21.04M · min. income ≈ HK$225,076/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,768 · Scale 2, in force from 26 Feb 2026)