LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,321
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,980
−HK$1,685/mo
Today · 4.125%
HK$56,665
baseline
▲ 0.50% · 4.625%
HK$60,113
+HK$3,448/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,330/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$993,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,319
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,910
−HK$1,614/mo
Today · 4.125%
HK$62,524
baseline
▲ 0.50% · 4.625%
HK$65,820
+HK$3,296/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,048/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$993,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,985
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,975
−HK$2,023/mo
Today · 4.125%
HK$67,998
baseline
▲ 0.50% · 4.625%
HK$72,135
+HK$4,137/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$135,996/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,183
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,092
−HK$1,937/mo
Today · 4.125%
HK$75,029
baseline
▲ 0.50% · 4.625%
HK$78,983
+HK$3,954/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$150,058/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,649
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,971
−HK$2,359/mo
Today · 4.125%
HK$79,330
baseline
▲ 0.50% · 4.625%
HK$84,158
+HK$4,828/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$158,660/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,047
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,274
−HK$2,259/mo
Today · 4.125%
HK$87,533
baseline
▲ 0.50% · 4.625%
HK$92,147
+HK$4,614/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$175,066/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,978
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,963
−HK$3,033/mo
Today · 4.125%
HK$101,996
baseline
▲ 0.50% · 4.625%
HK$108,203
+HK$6,207/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$203,992/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,774
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$109,638
−HK$2,905/mo
Today · 4.125%
HK$112,543
baseline
▲ 0.50% · 4.625%
HK$118,475
+HK$5,932/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$225,086/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,809 · Scale 2, in force from 26 Feb 2026)