LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,322
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,981
−HK$1,685/mo
Today · 4.125%
HK$56,666
baseline
▲ 0.50% · 4.625%
HK$60,114
+HK$3,448/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,332/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$993,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,320
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,911
−HK$1,614/mo
Today · 4.125%
HK$62,525
baseline
▲ 0.50% · 4.625%
HK$65,821
+HK$3,296/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,050/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$993,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,986
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,977
−HK$2,022/mo
Today · 4.125%
HK$67,999
baseline
▲ 0.50% · 4.625%
HK$72,136
+HK$4,137/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$135,998/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,184
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,093
−HK$1,937/mo
Today · 4.125%
HK$75,030
baseline
▲ 0.50% · 4.625%
HK$78,985
+HK$3,955/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$150,060/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,651
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,973
−HK$2,359/mo
Today · 4.125%
HK$79,332
baseline
▲ 0.50% · 4.625%
HK$84,159
+HK$4,827/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$158,664/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,048
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,275
−HK$2,260/mo
Today · 4.125%
HK$87,535
baseline
▲ 0.50% · 4.625%
HK$92,149
+HK$4,614/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$175,070/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,979
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$98,965
−HK$3,033/mo
Today · 4.125%
HK$101,998
baseline
▲ 0.50% · 4.625%
HK$108,205
+HK$6,207/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$203,996/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,776
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$109,640
−HK$2,905/mo
Today · 4.125%
HK$112,545
baseline
▲ 0.50% · 4.625%
HK$118,477
+HK$5,932/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$225,090/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,828 · Scale 2, in force from 26 Feb 2026)