LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,323
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,981
−HK$1,685/mo
Today · 4.125%
HK$56,666
baseline
▲ 0.50% · 4.625%
HK$60,114
+HK$3,448/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,332/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$993,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,321
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,912
−HK$1,614/mo
Today · 4.125%
HK$62,526
baseline
▲ 0.50% · 4.625%
HK$65,822
+HK$3,296/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,052/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$993,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,987
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,977
−HK$2,023/mo
Today · 4.125%
HK$68,000
baseline
▲ 0.50% · 4.625%
HK$72,137
+HK$4,137/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$136,000/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,185
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,094
−HK$1,937/mo
Today · 4.125%
HK$75,031
baseline
▲ 0.50% · 4.625%
HK$78,986
+HK$3,955/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$150,062/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,652
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,974
−HK$2,359/mo
Today · 4.125%
HK$79,333
baseline
▲ 0.50% · 4.625%
HK$84,160
+HK$4,827/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$158,666/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,049
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,276
−HK$2,260/mo
Today · 4.125%
HK$87,536
baseline
▲ 0.50% · 4.625%
HK$92,150
+HK$4,614/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$175,072/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,981
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$98,966
−HK$3,033/mo
Today · 4.125%
HK$101,999
baseline
▲ 0.50% · 4.625%
HK$108,206
+HK$6,207/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$203,998/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,777
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$109,641
−HK$2,905/mo
Today · 4.125%
HK$112,546
baseline
▲ 0.50% · 4.625%
HK$118,479
+HK$5,933/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$225,092/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,840 · Scale 2, in force from 26 Feb 2026)