LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,323
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,982
−HK$1,685/mo
Today · 4.125%
HK$56,667
baseline
▲ 0.50% · 4.625%
HK$60,115
+HK$3,448/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$113,334/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$993,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,322
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,913
−HK$1,614/mo
Today · 4.125%
HK$62,527
baseline
▲ 0.50% · 4.625%
HK$65,823
+HK$3,296/mo
Deposit HK$11.69M · loan HK$11.69M · min. income ≈ HK$125,054/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$993,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,988
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,979
−HK$2,022/mo
Today · 4.125%
HK$68,001
baseline
▲ 0.50% · 4.625%
HK$72,138
+HK$4,137/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$136,002/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,186
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,095
−HK$1,937/mo
Today · 4.125%
HK$75,032
baseline
▲ 0.50% · 4.625%
HK$78,987
+HK$3,955/mo
Deposit HK$9.35M · loan HK$14.03M · min. income ≈ HK$150,064/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$993,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,653
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,975
−HK$2,359/mo
Today · 4.125%
HK$79,334
baseline
▲ 0.50% · 4.625%
HK$84,162
+HK$4,828/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$158,668/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,051
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,278
−HK$2,260/mo
Today · 4.125%
HK$87,538
baseline
▲ 0.50% · 4.625%
HK$92,152
+HK$4,614/mo
Deposit HK$7.02M · loan HK$16.37M · min. income ≈ HK$175,076/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$993,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,982
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$98,968
−HK$3,033/mo
Today · 4.125%
HK$102,001
baseline
▲ 0.50% · 4.625%
HK$108,208
+HK$6,207/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$204,002/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,779
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$109,643
−HK$2,905/mo
Today · 4.125%
HK$112,548
baseline
▲ 0.50% · 4.625%
HK$118,481
+HK$5,933/mo
Deposit HK$2.34M · loan HK$21.05M · min. income ≈ HK$225,096/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$993,857 · Scale 2, in force from 26 Feb 2026)